Put in your business email and PEOnomics goes to work — your employer costs, itemized line by line, standalone vs. PEO. Built on published rates for all 50 states.
Your estimate appears instantly — no gate, no spam. Want the deep version? We'll research your company and send a drafted PEO quote.
Sources: NAPEO industry data; BLS Employer Costs for Employee Compensation, Dec 2025.
Your company domain tells us who you are — industry, size, home state. We pre-fill the assumptions; you can adjust any of them.
FICA, FUTA, your state's unemployment insurance, workers' comp, health, and the PEO fee itself — itemized, with the math visible.
Your costs standalone vs. with a PEO, as a range. If you want the deep version, we'll research your company and send a drafted quote.
Most calculators hand-wave a single percentage. We track each line separately, against its own published source.
Social Security plus Medicare. Fixed by statute — the one line nobody can shop.
SSA / IRS0.6% net on the first $7,000 per employee — more if your state is on the credit-reduction list.
US DOL51 jurisdictions, 51 wage bases, 51 rates. The biggest state-to-state swing in your bill.
STATE WORKFORCE AGENCIESDriven by your state and your class-code mix. The largest single lever a good PEO can pull.
OREGON DCBS RATE STUDYThe employer share of premiums, by firm size and region — and where PEO master plans earn their keep.
KFF EHBSPer-employee-per-month or percent of payroll. Which model fits depends on how your business grows.
MARKET DATAThirty seconds to an itemized estimate. Every assumption editable.